Why must a mobile DJ have Public Liability Insurance?

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Why must a mobile DJ have Public Liability Insurance?

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Many venues require a DJ / entertainer to have their own P.L.I. because they do not want their insurance claimed against in the event of a disco related accident such as a client or their guest tripping over a speaker cable or stands falling on a guest, etc. This indemnifies the venue in the event of an accident claim on the premises should it involve the disco equipment.
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