Benefits of car insurance

[morkal00]

Hello friends,
benefits of car insurance:

* The deductible for collision coverage is waived when the crash involves two cars insured by the same company.
* Payment for a chipped windshield that's repaired instead of replaced; the deductible may also be waived.
* Payment up to a specified amount for wages lost during court testimony regarding a crash.
* Stereo equipment damaged in a crash may be covered up to a specified amount if the primary control unit is installed in areas specified by the insurance company.
* Payment for travel expenses up to a specified amount when a car is damaged or stolen.
* Insurance companies may have a waiting period before this benefit can be received.
* Coverage for personal effects damaged in a crash such as clothing and luggage, up to a specified amount.
* Bail bond premiums for traffic-related violations.
* Policyholders are advised to read their insurance policies or seek information from company representatives for specific amounts and terms of coverages.

Thanks

[richard]

Hi

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Thanks

[zigma]

A major benefit of having car insurance is that it provides an economic safety net for people. In a society in which most people live paycheck to paycheck, there isn't much wiggle room for emergency situations that cost a lot of money. Unfortunately, auto accidents are the kind of emergency situations that can easily drain a bank account. Even in a minor one with no injuries, the cost of paying for another person's vehicle and your own can run into the thousands. For this reason, it's better to pay a monthly fee that is known and within your budget than to pay nothing and lose everything.

[marker00]

That and many other less obvious benefits typically are included in auto insurance policies.

Others include benefits ranging from limited reimbursement for transportation if you can't reach your destination because of a crash to paying for windshield repair. These items are included with most car insurance policies.

"Most drivers figure that car insurance pays for auto crash injuries, repair of cars damaged in crashes, and for vehicles that are stolen," said Bernie Schick, a Nationwide Insurance director in charge of product development.

"But car insurance -- especially full coverage -- pays for a wide range of services. The purpose is to try to get the policyholder, and others affected in car crashes, back to normal as soon as possible," Schick added.

Coverage also is extended to others who drive the insured car.
Other benefits of car insurance:

* The deductible for collision coverage is waived when the crash involves two cars insured by the same company.
* Payment for a chipped windshield that's repaired instead of replaced; the deductible may also be waived.
* Payment up to a specified amount for wages lost during court testimony regarding a crash.
* Stereo equipment damaged in a crash may be covered up to a specified amount if the primary control unit is installed in areas specified by the insurance company.
* Payment for travel expenses up to a specified amount when a car is damaged or stolen.
* Insurance companies may have a waiting period before this benefit can be received.